Last Updated: 2026
1. Acceptance of Terms
By accessing and using hardmoneylendersirvine.com (the "Site") and services offered by Hard Money Lenders of Irvine ("we," "us," or "our"), you agree to these Terms of Service. If you do not agree, do not use our Site or services.
2. Description of Services
We provide hard money lending services for real estate investors in Orange County and surrounding markets, including bridge loans, fix-and-flip financing, rental property loans, construction loans, and other private lending solutions.
3. Eligibility
To use our services, you must:
- Be at least 18 years of age
- Be legally authorized to conduct business in the United States
- Have capacity to enter into binding contracts
- Provide accurate and complete information in loan applications
4. Loan Application Process
All loan applications are subject to approval. Submission does not guarantee approval or funding. We may reject applications at our discretion. Final terms are set in the executed loan agreement.
5. Interest Rates and Fees
Rates, origination fees, and charges are disclosed in loan estimates and final loan documents. Late fees and default charges may apply as specified in those documents.
6. Use of Website
You agree to use the Site only for lawful purposes. You may not:
- Violate applicable laws or regulations
- Attempt unauthorized access to Site systems
- Interfere with Site operation or security
- Harvest personal information from other users
- Transmit malware or harmful code
7. Intellectual Property
Site content, including text, graphics, logos, images, and software, is owned by Hard Money Lenders of Irvine and protected by intellectual property laws. Reproduction or distribution without permission is prohibited.
8. Disclaimer of Warranties
THE SITE AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT GUARANTEE UNINTERRUPTED OR ERROR-FREE OPERATION.
9. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, HARD MONEY LENDERS OF IRVINE IS NOT LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM USE OF THE SITE OR SERVICES.
10. Governing Law
These Terms are governed by California law. Any disputes will be resolved in courts located in Orange County, California.
11. Changes to Terms
We may modify these Terms at any time. Changes are effective upon posting, and continued use of the Site constitutes acceptance.
12. Contact Information
If you have questions regarding these Terms, contact us: