Rehab Loans in Irvine, CA

Rehab and renovation loan financing from Hard Money Lenders of Irvine funds property improvements and value-add projects across Orange County. Whether you're upgrading a rental in Costa Mesa, modernizing a commercial space in Irvine, or executing a value-add play on a multifamily in Santa Ana, we provide the capital to complete the work. We fund based on as-completed value, with draws released as renovations progress. Scope of work and contractor bids drive the loan amount. Interest-only payments during the renovation period preserve cash flow for construction costs. Light rehab and major renovation both qualify.

Rehab Loans Loan Features

• Up to 80% of cost

• Draw-based funding

• Interest-only during reno

• 7-10 day initial funding

We provide hard money loans for properties throughout Irvine, Newport Beach, Costa Mesa, Santa Ana, Huntington Beach, Laguna Beach, and all of Orange County. Whether you're acquiring, refinancing, or renovating, we have the local expertise to structure the right loan for your project. Our team understands Orange County's diverse property markets—from Irvine's master-planned communities to Newport Beach's coastal properties and Santa Ana's value-add opportunities.

Eligible Property Types

• Residential value-add

• Commercial renovation

• Multifamily upgrades

• Light and heavy rehab

• Properties in California