Private Money Loans in Irvine, CA

Private money property loans from Hard Money Lenders of Irvine provide asset-based financing with the flexibility traditional lenders can't match. We focus on the property's value and your exit strategy, not credit scores, tax returns, or extensive documentation. Fast approval in 24-48 hours, funding in 7-10 days. Residential and commercial properties throughout Irvine, Newport Beach, Costa Mesa, Santa Ana, and Orange County qualify. Whether you're acquiring, refinancing, or need gap financing, our private money approach delivers the capital and terms you need. Interest-only options, no prepayment penalties, and streamlined process.

Private Money Loans Loan Features

• Asset-based

• Minimal documentation

• 7-10 day funding

• Flexible terms

We provide hard money loans for properties throughout Irvine, Newport Beach, Costa Mesa, Santa Ana, Huntington Beach, Laguna Beach, and all of Orange County. Whether you're acquiring, refinancing, or renovating, we have the local expertise to structure the right loan for your project. Our team understands Orange County's diverse property markets—from Irvine's master-planned communities to Newport Beach's coastal properties and Santa Ana's value-add opportunities.

Eligible Property Types

• Residential (SFR, condo, multifamily)

• Commercial (office, retail, industrial)

• Investment and owner-occupied

• Land (case by case)

• Properties in California