Land Loans financing in Irvine

Land Loans in Irvine, CA

Land loan financing from Hard Money Lenders of Irvine provides capital to secure raw land, developed lots, and infill parcels across Orange County. Banks often hesitate on land, or impose lengthy processes, while developers and investors need to act quickly. We fund in 7-14 days, evaluating location, zoning, and your exit strategy. Raw land for future development, entitled lots ready for build, and infill parcels in established areas all qualify. Terms are designed for investors who plan to develop, hold, or flip. Irvine, Lake Forest, Mission Viejo, and throughout Orange County.

Land loan financing from Hard Money Lenders of Irvine provides capital to secure raw land, developed lots, and infill parcels across Orange County. Banks often hesitate on land, or impose lengthy processes, while developers and investors need to act quickly. We fund in 7-14 days, evaluating location, zoning, and your exit strategy. Raw land for future development, entitled lots ready for build, and infill parcels in established areas all qualify. Terms are designed for investors who plan to develop, hold, or flip. Irvine, Lake Forest, Mission Viejo, and throughout Orange County.

Land Loans Loan Features

  • Up to 65% LTV

  • 7-14 day funding

  • Raw and entitled

  • Bridge to construction

We provide hard money loans for properties throughout Irvine, Newport Beach, Costa Mesa, Santa Ana, Huntington Beach, Laguna Beach, and all of Orange County. Whether you're acquiring, refinancing, or renovating, we have the local expertise to structure the right loan for your project. Our team understands Orange County's diverse property markets—from Irvine's master-planned communities to Newport Beach's coastal properties and Santa Ana's value-add opportunities.

Eligible Property Types

  • Raw land

  • Developed lots

  • Infill parcels

  • Entitled land

  • Agricultural and recreational (case by case)

  • Properties in California

Ready to explore your financing options? Contact us for a free consultation.

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Land Loans Loan Terms

Loan Amount$100K - $2M
Loan-to-ValueUp to 65%
Property TypesRaw land, lots, infill
Term Length12 - 36 months
Closing Time7-14 days
InterestInterest-only available
PrepaymentNo penalties
UseDevelop, hold, or flip

Areas We Serve

We provide financing for land loans throughout Irvine and Orange County.

Ready to structure financing?

Contact our team to discuss land loans loan options and execution timing.