Fix-and-Flip Loans in Irvine, CA

Fix-and-flip property financing from Hard Money Lenders of Irvine is built for Orange County house flippers. We fund up to 90% of purchase price and 100% of renovation costs based on after-repair value (ARV). Distressed properties, foreclosures, and value-add opportunities throughout Irvine, Santa Ana, Costa Mesa, and surrounding areas qualify. Our approval takes 24-48 hours; funding in 7-10 days. Draw schedules release renovation capital as work completes, inspections within 48 hours. No prepayment penalties when you sell. Whether it's your first flip or you're scaling, we've got the capital and the process.

Fix-and-Flip Loans Loan Features

• 90% purchase + 100% rehab

• ARV-based

• Fast draws

• No prepayment penalty

We provide hard money loans for properties throughout Irvine, Newport Beach, Costa Mesa, Santa Ana, Huntington Beach, Laguna Beach, and all of Orange County. Whether you're acquiring, refinancing, or renovating, we have the local expertise to structure the right loan for your project. Our team understands Orange County's diverse property markets—from Irvine's master-planned communities to Newport Beach's coastal properties and Santa Ana's value-add opportunities.

Eligible Property Types

• Distressed single-family

• Foreclosures and short sales

• Condos and townhomes

• Properties needing renovation

• Clear exit strategy required

• Properties in California