Bridge Loans in Irvine, CA

Bridge loan financing from Hard Money Lenders of Irvine provides temporary capital for property acquisitions and gap situations across Orange County. When you need to close quickly, before selling another property, before permanent financing, or before a traditional lender is ready, our bridge loans fund in 7-10 days. We evaluate the property and your exit strategy, not your W-2. Residential and commercial properties qualify. Interest-only payments during the bridge period. No prepayment penalties when you refinance or sell. Irvine, Newport Beach, Costa Mesa, Santa Ana, and throughout Orange County.

Bridge Loans Loan Features

• 7-10 day funding

• Up to 75% LTV

• Interest-only

• No prepayment penalty

We provide hard money loans for properties throughout Irvine, Newport Beach, Costa Mesa, Santa Ana, Huntington Beach, Laguna Beach, and all of Orange County. Whether you're acquiring, refinancing, or renovating, we have the local expertise to structure the right loan for your project. Our team understands Orange County's diverse property markets—from Irvine's master-planned communities to Newport Beach's coastal properties and Santa Ana's value-add opportunities.

Eligible Property Types

• Residential (SFR, condo, townhome)

• Commercial (office, retail, industrial)

• Investment properties

• Owner-occupied and non-owner

• Properties in California