Irvine stands as one of California's most desirable communities, consistently ranking among the nation's top places to live. The city's robust economy, exceptional schools, and planned communities make it a prime location for real estate investment. With a median home price exceeding $1.3 million, Irvine presents significant opportunities for investors seeking to capitalize on the area's strong appreciation trends. The city experiences high demand for both single-family residences and multi-family properties, driven by tech professionals and families seeking quality education. Hard money loans provide the speed and flexibility investors need to secure properties quickly in this competitive market.
Hard Money Lenders of Irvine provides fast, reliable private money loans for real estate investors in Irvine, CA. Our local expertise and asset-based lending approach allow us to offer quick approvals and flexible terms tailored to the Irvine market. When traditional bank financing takes weeks or months, we close in as little as 7-10 days.
Why Choose Hard Money Loans in Irvine?
Traditional bank financing can take weeks or months to close, causing you to miss out on time-sensitive opportunities. Our hard money loans can close in as little as 7-10 days, giving you a competitive edge in the fast-moving real estate market. We evaluate the property and the deal, not your W-2 or tax returns.
Loan Programs We Offer
Residential and commercial bridge loans
Fix-and-flip financing
New construction loans
Rental property financing
Land acquisition loans
Refinance and cash-out loans
Orange County Coverage
We serve Irvine and surrounding Orange County communities including Irvine, Newport Beach, Costa Mesa, Santa Ana, Huntington Beach, and more. Our team understands local market dynamics, permit processes, and investment opportunities across the region.
Get Started Today
Contact our team to discuss your project and get a free, no-obligation quote. We're committed to helping you succeed in your real estate investments.
Call us at 949-868-0320 or apply online today.
Apply NowFrequently Asked Questions
- What are the typical interest rates for hard money loans in Irvine?
- Hard money loan rates in Irvine typically range from 8-12% depending on the loan type, property condition, and borrower experience. Rates are competitive given Irvine's high property values.
- How long does it take to get funded in Irvine?
- Our streamlined process can fund loans in as little as 5-7 business days after approval, significantly faster than traditional bank financing.
- What documents do I need for a hard money loan?
- Required documents include proof of identity, property address, purchase contract, estimated repair costs, and evidence of exit strategy (sale or refinance). We keep documentation requirements minimal.
- Can I get a hard money loan with bad credit in Irvine?
- Yes. Hard money lenders primarily evaluate the property value and investment potential rather than credit scores. We can often approve loans for borrowers with credit challenges.