Fix and Flip Loans
Short-term financing for investors purchasing and renovating properties in Huntington Beach's desirable neighborhoods.
- •Up to 75% ARV
- •12-month terms
- •Fast 5-7 day funding
- •No prepayment penalties
Hard Money Lenders in Huntington Beach, CA
Fast, Reliable Private Lending for Huntington Beach Investors
Huntington Beach Market
Huntington Beach Real Estate Market Overview
Huntington Beach, known as Surf City USA, offers a vibrant coastal lifestyle with strong real estate appeal. The city's iconic beach, excellent schools, and family-friendly communities make it highly desirable for both residents and investors. With a median home price around $1.3 million, Huntington Beach provides opportunities across the spectrum from beach-close bungalows to luxury estates. The city's strong rental market, driven by beach enthusiasts and coastal workers, makes it ideal for rental property investments. Down town Huntington Beach adds commercial appeal with restaurants, shops, and entertainment. Hard money loans help investors capitalize on this desirable coastal market.
Loan Programs
Hard Money Loan Programs Available in Huntington Beach
Beach Property Loans
Specialized financing for beach-close properties, from small bungalows to luxury oceanfront homes.
- •Up to 70% ARV
- •Flexible terms
- •Coastal property experts
- •Fast approvals
Rental Property Loans
Long-term financing for investors acquiring rental properties in Huntington Beach's strong rental market.
- •Up to 30-year terms
- •Cash-out refinancing
- •Multi-property financing
- •Stable payments
Bridge Loans
Quick financing for investors moving quickly on Huntington Beach properties.
- •6-18 month terms
- •Competitive rates
- •Flexible underwriting
- •Interest-only payments
Huntington Beach, known as Surf City USA, offers a vibrant coastal lifestyle with strong real estate appeal. The city's iconic beach, excellent schools, and family-friendly communities make it highly desirable for both residents and investors. With a median home price around $1.3 million, Huntington Beach provides opportunities across the spectrum from beach-close bungalows to luxury estates. The city's strong rental market, driven by beach enthusiasts and coastal workers, makes it ideal for rental property investments. Down town Huntington Beach adds commercial appeal with restaurants, shops, and entertainment. Hard money loans help investors capitalize on this desirable coastal market.
Hard Money Lenders of Irvine provides fast, reliable private money loans for real estate investors in Huntington Beach, CA. Our local expertise and asset-based lending approach allow us to offer quick approvals and flexible terms tailored to the Huntington Beach market. When traditional bank financing takes weeks or months, we close in as little as 7-10 days.
Why Choose Hard Money Loans in Huntington Beach?
Traditional bank financing can take weeks or months to close, causing you to miss out on time-sensitive opportunities. Our hard money loans can close in as little as 7-10 days, giving you a competitive edge in the fast-moving real estate market. We evaluate the property and the deal, not your W-2 or tax returns.
Loan Programs We Offer
Residential and commercial bridge loans
Fix-and-flip financing
New construction loans
Rental property financing
Land acquisition loans
Refinance and cash-out loans
Orange County Coverage
We serve Huntington Beach and surrounding Orange County communities including Irvine, Newport Beach, Costa Mesa, Santa Ana, Huntington Beach, and more. Our team understands local market dynamics, permit processes, and investment opportunities across the region.
Get Started Today
Contact our team to discuss your project and get a free, no-obligation quote. We're committed to helping you succeed in your real estate investments.
Call us at 949-868-0320 or apply online today.
Apply NowFrequently Asked Questions
- What are hard money loan rates in Huntington Beach?
- Rates typically range from 8-12% annually depending on loan type, property condition, and borrower experience. We offer competitive pricing.
- How fast can I get funded in Huntington Beach?
- Our streamlined process can fund loans in 5-7 business days after approval, faster than traditional financing.
- Do you finance beachfront properties?
- Yes, we finance beachfront, beach-close, and ocean-view properties throughout Huntington Beach.
- What documentation is required?
- Required documents include proof of identity, property details, purchase contract, repair estimates, and exit strategy documentation.
Why Huntington Beach Investors Choose Us
Surf City Market Specialists
We know Huntington Beach, from downtown to Sunset Beach and Bolsa Chica. Our local expertise helps identify the best opportunities.
Coastal Property Expertise
We understand the unique factors affecting coastal property values, including beach proximity, ocean views, and flood considerations.
Strong Rental Market Focus
Huntington Beach's rental demand makes it ideal for buy-and-hold strategies. We offer flexible rental property financing.
Fast Closings
Get approved and funded in as little as 5-7 days. Speed matters in Huntington Beach's competitive market.
Ready to Invest in Huntington Beach Real Estate?
Call us today for a free consultation and fast pre-approval.