Residential Bridge Loan in Irvine, CA

Residential bridge loans from Hard Money Lenders of Irvine provide the speed and flexibility Orange County real estate investors need. When traditional bank financing takes 45-60 days, or falls through entirely, our asset-based bridge loans close in as little as 7-10 days. Whether you're bridging between properties, securing a deal before selling your current home, or need quick capital for a time-sensitive acquisition in Irvine, Newport Beach, or surrounding areas, we deliver the funding you need when it matters most. Our focus on property value rather than credit scores means experienced investors get approved based on the deal, not paperwork.

Key Benefits of Residential Bridge Loan

• Close in 7-10 days, beat cash buyers with speed

• Asset-based underwriting, property value drives approval

• Interest-only payments during bridge period

• Flexible terms from 6 to 24 months

• No prepayment penalties when you exit

Hard Money Lenders of Irvine serves real estate investors throughout Irvine, Newport Beach, Costa Mesa, Santa Ana, Huntington Beach, and all of Orange County. Our local team understands the market dynamics, permit processes, and investment opportunities that drive successful deals in the region.

Typical Requirements

• Property located in California

• Clear title or acceptable lien position

• Documented exit strategy

• Borrowing entity established (LLC ok)

Who We Lend To

We work with experienced real estate investors, contractors, developers, fix-and-flip specialists, and property owners throughout Orange County. Whether you're acquiring your first investment property or scaling your portfolio, our asset-based approach focuses on the property and the deal—not your W-2 or tax returns.