Rental Property Loan in Irvine, CA

Rental property loans from Hard Money Lenders of Irvine help Orange County investors build and scale their portfolios with speed traditional lenders can't match. Whether you're acquiring your first rental in Irvine, adding a duplex in Costa Mesa, or scaling with a small multifamily in Santa Ana, our asset-based approach focuses on the property's income potential and value, not your W-2 or tax returns. With median rents in Irvine exceeding $3,000 and strong demand across Orange County, rental properties offer compelling returns for investors who can move quickly. We fund single-family, duplexes, triplexes, and small multifamily in 7-10 days.

Key Benefits of Rental Property Loan

• Fast acquisition funding, compete with cash buyers

• No tax return requirements for qualified deals

• Interest-only options to maximize cash flow

• Portfolio growth without bank delays

• Refinance to conventional when ready

Hard Money Lenders of Irvine serves real estate investors throughout Irvine, Newport Beach, Costa Mesa, Santa Ana, Huntington Beach, and all of Orange County. Our local team understands the market dynamics, permit processes, and investment opportunities that drive successful deals in the region.

Typical Requirements

• Rental property in California

• Clear title or acceptable lien position

• Rent roll or market rent documentation

• Borrowing entity established (LLC ok)

Who We Lend To

We work with experienced real estate investors, contractors, developers, fix-and-flip specialists, and property owners throughout Orange County. Whether you're acquiring your first investment property or scaling your portfolio, our asset-based approach focuses on the property and the deal—not your W-2 or tax returns.