Land Acquisition Loan - Hard money loans in Irvine, CA

Land Acquisition Loan in Irvine, CA

Land acquisition loans from Hard Money Lenders of Irvine provide the capital to secure raw land, developed lots, and infill parcels across Orange County before traditional lenders are ready to move. Banks often shy away from land, or impose lengthy approval processes, while developers and investors need to act quickly when the right parcel comes available. Our land loans fund in 7-14 days with terms designed for investors who plan to develop, hold, or flip. We evaluate location, zoning, and your exit strategy. Raw land, entitled lots, and infill opportunities throughout Irvine, Lake Forest, Mission Viejo, and surrounding areas qualify.

Land acquisition loans from Hard Money Lenders of Irvine provide the capital to secure raw land, developed lots, and infill parcels across Orange County before traditional lenders are ready to move. Banks often shy away from land, or impose lengthy approval processes, while developers and investors need to act quickly when the right parcel comes available. Our land loans fund in 7-14 days with terms designed for investors who plan to develop, hold, or flip. We evaluate location, zoning, and your exit strategy. Raw land, entitled lots, and infill opportunities throughout Irvine, Lake Forest, Mission Viejo, and surrounding areas qualify.

Key Benefits of Land Acquisition Loan

  • Fast funding, secure parcels before competitors

  • Raw land and entitled lots both qualify

  • Flexible terms for development timeline

  • Orange County land market expertise

  • Bridge to construction financing

Hard Money Lenders of Irvine serves real estate investors throughout Irvine, Newport Beach, Costa Mesa, Santa Ana, Huntington Beach, and all of Orange County. Our local team understands the market dynamics, permit processes, and investment opportunities that drive successful deals in the region.

Typical Requirements

  • Land in California

  • Clear title

  • Zoning and entitlement documentation

  • Exit strategy (develop, sell, hold)

Who We Lend To

We work with experienced real estate investors, contractors, developers, fix-and-flip specialists, and property owners throughout Orange County. Whether you're acquiring your first investment property or scaling your portfolio, our asset-based approach focuses on the property and the deal—not your W-2 or tax returns.

Ready to get started? Contact us today for a fast, no-obligation quote.

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Land Acquisition Loan Highlights

Loan Amount$100K - $2M
Loan-to-ValueUp to 65%
Property TypesRaw land, lots, infill
Term Length12 - 36 months
Approval Time48-72 hours
Closing Time7-14 days
InterestInterest-only available
PrepaymentNo penalties

Ready to start?

Contact our Irvine team for structured guidance on your land acquisition loan scenario.