Debt Consolidation Loan in Irvine, CA

Debt consolidation loans from Hard Money Lenders of Irvine help Orange County investors simplify their real estate debt and improve cash flow. If you're carrying multiple loans across several properties, each with different rates, terms, and payment dates, consolidating into a single loan can reduce monthly payments, extend terms, and free up capital for new acquisitions. We evaluate your portfolio's total value and cash flow, then structure a consolidation loan that makes sense for your strategy. Whether you're streamlining for easier management or need to improve DSCR for a refinance, we can help.

Key Benefits of Debt Consolidation Loan

• Combine multiple loans into one payment

• Potentially lower total monthly obligation

• Simplify portfolio management

• Extend terms for improved cash flow

• Bridge to permanent refinance

Hard Money Lenders of Irvine serves real estate investors throughout Irvine, Newport Beach, Costa Mesa, Santa Ana, Huntington Beach, and all of Orange County. Our local team understands the market dynamics, permit processes, and investment opportunities that drive successful deals in the region.

Typical Requirements

• Properties in California

• Clear title on all properties

• Portfolio valuation documentation

• Exit or refinance strategy

Who We Lend To

We work with experienced real estate investors, contractors, developers, fix-and-flip specialists, and property owners throughout Orange County. Whether you're acquiring your first investment property or scaling your portfolio, our asset-based approach focuses on the property and the deal—not your W-2 or tax returns.