Development Focus
We understand entitlements, permits, and the development timeline.

Residential property developers in Orange County need capital that understands the development cycle. Hard Money Lenders of Irvine funds ground-up residential projects, single-family spec homes, townhome developments, and small multifamily, throughout Irvine, Tustin, Lake Forest, and surrounding areas. We evaluate the project's end value, your development experience, and the market, not just current land value. Draw-based funding releases capital as construction progresses. Perm-to-perm options available for developers who want to transition to long-term financing at completion.
Residential property developers in Orange County need capital that understands the development cycle. Hard Money Lenders of Irvine funds ground-up residential projects, single-family spec homes, townhome developments, and small multifamily, throughout Irvine, Tustin, Lake Forest, and surrounding areas. We evaluate the project's end value, your development experience, and the market, not just current land value. Draw-based funding releases capital as construction progresses. Perm-to-perm options available for developers who want to transition to long-term financing at completion.
Benefits for Residential Property Developers
Fund land acquisition and construction
Up to 80% of project costs
Interest-only during development
Perm-to-perm for seamless exit
Single-family through small multifamily
We fund developers building in Irvine's established and emerging neighborhoods, infill projects in Santa Ana and Costa Mesa, and suburban developments in Lake Forest and Mission Viejo. Our team understands Orange County's permit processes, builder relationships, and market dynamics. We structure loans that align with your development timeline.
Loan Programs Available
Bridge loans for quick acquisitions
Fix-and-flip financing
Construction loans for ground-up development
Rental property loans
Refinance and cash-out options
Land acquisition financing
Get pre-approved in 24-48 hours. Our streamlined application process gets you the funding you need, when you need it.
Discuss your project with our lending team today.
Get StartedWe understand entitlements, permits, and the development timeline.
Loan amounts based on completed project value, not just land cost.
Capital released as construction milestones complete.
Knowledge of Irvine and Orange County submarkets and absorption.
Contact us to review financing options designed for residential property developers.