Hard Money Loans for Multifamily Property Owners

Multifamily Property Owners in Irvine, CA

Multifamily property owners in Irvine and Orange County need financing that understands rental properties. Hard Money Lenders of Irvine funds duplexes, triplexes, 4-plexes, and small apartment buildings throughout the region. Our asset-based approach evaluates the property's income potential and value, not just your personal financials. Whether you're acquiring your first small multifamily in Santa Ana, adding to a portfolio in Costa Mesa, or refinancing an existing property in Irvine, we deliver fast approval and flexible terms. DSCR requirements are flexible for qualified deals.

Multifamily property owners in Irvine and Orange County need financing that understands rental properties. Hard Money Lenders of Irvine funds duplexes, triplexes, 4-plexes, and small apartment buildings throughout the region. Our asset-based approach evaluates the property's income potential and value, not just your personal financials. Whether you're acquiring your first small multifamily in Santa Ana, adding to a portfolio in Costa Mesa, or refinancing an existing property in Irvine, we deliver fast approval and flexible terms. DSCR requirements are flexible for qualified deals.

Benefits for Multifamily Property Owners

  • Loan amounts from $100K to $3M

  • Up to 75% LTV

  • Interest-only options

  • Portfolio growth support

  • Orange County multifamily expertise

We fund multifamily acquisitions and refinances across Irvine, Santa Ana, Costa Mesa, Newport Beach, and surrounding Orange County cities. Our team understands rent rolls, market rents, and the nuances of small multifamily underwriting. We structure loans that support your hold strategy and cash flow goals.

Loan Programs Available

  • Bridge loans for quick acquisitions

  • Fix-and-flip financing

  • Construction loans for ground-up development

  • Rental property loans

  • Refinance and cash-out options

  • Land acquisition financing

Get pre-approved in 24-48 hours. Our streamlined application process gets you the funding you need, when you need it.

Discuss your project with our lending team today.

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Why Multifamily Property Owners Choose Hard Money

Multifamily Focus

Duplex through small apartment, we fund 2-20 unit properties.

Income-Based

Loan amounts consider rent roll and market rents.

Flexible DSCR

We evaluate the deal, not just a ratio.

Fast Acquisition

7-10 day funding to compete with cash buyers.

Ready to move forward?

Contact us to review financing options designed for multifamily property owners.