Draw-Based Funding
Capital released as work completes, preserve cash flow during build.
Construction Contractors in Irvine, CA
Construction contractors in Orange County need financing that keeps projects moving. Hard Money Lenders of Irvine provides draw-based construction loans for ground-up builds, major renovations, and spec projects throughout Irvine, Lake Forest, Mission Viejo, and surrounding areas. We fund based on projected end value and your track record, not just appraisals and paperwork. Draws release as work completes, with inspections typically scheduled within 48 hours. Whether you're building spec homes, small multifamily, or commercial, we structure loans that work for contractors.
Construction contractors in Orange County need financing that keeps projects moving. Hard Money Lenders of Irvine provides draw-based construction loans for ground-up builds, major renovations, and spec projects throughout Irvine, Lake Forest, Mission Viejo, and surrounding areas. We fund based on projected end value and your track record, not just appraisals and paperwork. Draws release as work completes, with inspections typically scheduled within 48 hours. Whether you're building spec homes, small multifamily, or commercial, we structure loans that work for contractors.
Benefits for Construction Contractors
Fund up to 80% of construction costs
Interest-only during build
Custom draw schedules
Spec and custom builds both qualify
2-3 week closing
We've funded contractors building single-family spec homes in Irvine's master-planned communities, small multifamily in Santa Ana, and commercial renovations in Costa Mesa. Our process is built for builders: clear communication, fast draw releases, and flexibility when projects evolve. We connect you with title, insurance, and other professionals who understand construction lending.
Loan Programs Available
Bridge loans for quick acquisitions
Fix-and-flip financing
Construction loans for ground-up development
Rental property loans
Refinance and cash-out options
Land acquisition financing
Get pre-approved in 24-48 hours. Our streamlined application process gets you the funding you need, when you need it.
Discuss your project with our lending team today.
Get StartedWhy Construction Contractors Choose Hard Money
Builder-Friendly
We evaluate your experience and the project, not just spreadsheets.
Fast Draws
Inspections within 48 hours, funding shortly after approval.
Perm-to-Perm
Transition to permanent financing when construction completes.
Ready to move forward?
Contact us to review financing options designed for construction contractors.